Menu / Product List
Conventional Mortgages
Fannie Mae & Freddy Mac
Full Document Refinance
restructure the terms of your mortgage and get cash in the process
Bank Statement Refinance
restructure the terms of your mortgage for self employed clients with only 12 months bank statements
Home Equity Loan - 2nd Mortgage
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Property Purchase
Buying a new home
VA Mortgage
Veterans Administration
Full Document Refinance
restructure the terms of your mortgage and get cash in the process
Streamline Refinance
No Appraisal, No income Verification, only a lower rate and payment.
Purchase New Home
Purchase a home with NO DOWN PAYMENT!
FHA Mortgage
Federal Housing Administration
Full document Refinance
restructure the terms of your mortgage and get cash in the process
Streamline Refinance
No Appraisal, No income Verification, only a lower rate and payment.
Property Purchase
Down payment assistance for 1st time home buyers available
HELOC
Home Equity Line Of Credit
Full Document HELOC
restructure the terms of your mortgage and get cash in the process
Streamline HELOC
No Appraisal, No income Verification, only a lower rate and payment.
Other Options
Non Traditional Mortgage Products
Hard Money
Access up to 65% of your homes value with just an appraisal
No Income/ No Ratio
Access up to 65% of your homes value with just an appraisal and 660 credit score
Debt Service Coverage Ratio (DSCR)
a loan type for investment properties that required no income. the loan uses the properties ability to collect rents to sustain the loan ability to repay.
All loans are subject to market fluctuation and underwriter approval. Most accurate offers will be presented after application.
Our Partners
About Us
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
NMLS# 1566096
DRE# 02022356
Texas Complaint/Recovery Fund Notice
Address:
17911 Von Karman Ave, Suite 400, Irvine CA 92614
License Information - For complete license information, click here to visit our Licensing Page.
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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